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Carolina Park

Carolina Park

By on Oct 9, 2013 in Carolina Park Listings, Carolina Park Real Estate, Charleston SC New Construction, Mt. Pleasant SC New Construction | 0 comments

After several years of being in “limbo”  Carolina Park is selling like hot cakes. Since September over 100 homes have sold. The average home being built is between 1800-3200 square feet. Prices for the single family homes from the 300’s and custom homes in the  Riverside at Carolina Park start in the 500’s.   The current and future Residents Club includes a junior Olympic size pool, playgrounds, walking trails, tennis and an outdoor cooking cabana. There will be future Library, EMS/Fire station and commercial space including restaurants. The plan includes a future elementary school.  Also there is over 140 acres of recreation space and parkland. 220 preserved acres of marsh and wetland also surround the Carolina Park community.   There are a wide range of floorplans and homesites  to choose from. Ryland, David Weekley Homes and Saussy Burbank are building on the homes sites starting in the 300’s. Phase 3 and 4, another 120 lots are scheduled to be released in February.   Currently there are 5 custom builders building in the Riverside at Carolina Park. Cline, Sabal, Hibben, Structures and Burton company are building on the 90 available lots. These lots are in Flood Zone X and are build on a crawl space. The builder will buy the lots for you and carry the loan for 8-9 months while you go through the building process. Currently 17 lots have already been sold. The homes will be between 2400-5200 sqft. The Burton Company will cater their floorplans to empty nesters.   Contact Creaturo & Associates at Coldwell Banker United, Realtors today to learn more about the MOVE IN READY Homes and more info on building in Carolina...

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Things a buyer’s agent cannot do for you?

Things a buyer’s agent cannot do for you?

By on Sep 23, 2013 in Creaturo & Associates Relocation Team, Realtor | 0 comments

I could sit here and preach to you about all the reasons you need to use a Buyer’s Agent to purchase your next home. You know you  have heard them all before.  “Buyer’s Agents work for you” and “We are your advocate”. “Or It’s a Sellers Market you need my representation”. All of this is true.  Of course you are not going to believe me because I am trying to get you to allow me to work for you as a Buyers Agent. A buyer’s agent is required by law to act in the best interests of the buyer, and they are trained to help with the entire purchasing process from start to finish. For most people, using a buyer’s agent will save a lot of time. Without a buyer’s agent, the potential homeowner has to browse local listings, newspaper and Internet ads, and drive around neighborhoods looking for the perfect house, or spend time visiting open houses. With a buyer’s agent, the agent does that work for you. So what if I tell you all the things a buyers agent cannot do for you? As a Buyers Agent we know a lot about the neighborhoods and areas we sell. More than likely it’s out hometown. We read the news, know the neighbors and what is going on.  But  because of legislation called the Fair Housing Act, we as Realtors can’t legally share all of that information with you. Talked to the Neighbors, drive through the neighborhood at different times of day. This will help you see the type of things that go on in the neighborhood on a daily basis. As your  buyers agent, I cannot tell you the economic class  or demographics of an area. This information is pretty easy to find online. You can use sites to find this info like Neighborhood Scout or on our site for information for Mount Pleasant. Under Fair Housing laws, I cannot disclose crime statistics or  sex offenders in the neighborhood.  This is something you must research on your own by paying a visit to the local police precinct.  Also, I can not give you my opinion of a school even if I have children that attend the school you...

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Flood Insurance in Charleston

Flood Insurance in Charleston

By on Sep 20, 2013 in Charleston Flood Insurance | 0 comments

Flood insurance in Charleston has been the main topic of conversation lately at our montly sales meetings and between all fellow Realtors. As a Charleston buyer or Seller you may wonder what is all the fuss about? Recently, I was planning on showing a beautiful 5 bedroom home on the  Isle of Palms. My buyer was interested in this beautiful home. The home boasts “Perfect” home to raise a family, hardwood floors, granite countertops, 2 blocks to beach, recreation center and Morgan Creek Marina. 6 bedrooms 3 full baths and a large inground pool. Freshly painted and new landscaping. My buyer was excited and curious. We set up a showing and the home was beautiful at $675K  (a steal at that price it was originally listed  over 800K) So what was the deal? Why had the Seller been drastically reducing 25K a month since the birth of the listing? FLOOD INSURANCE! The home had a transferrable flood policy until October 1. The current flood isurance was about $1800 a year. That’s not too bad $1800 a year to live on a Island surrounded by water in the LOWcountry aka Charleston, South Carolina. In an attempt to salavage the NFIP- National Flood Insurance Program and their 30B deficit congress passed the Biggert Waters Flood Insurance reform Act. This act will affect mnay homeowners and business owners October 1, 2013. What this means is a bbuyer cannot acquire the flood rate from the seller. This causes Seller market price and the buyer buying capacity to change because the flood isurance rate could go from 1000-6000.  With all new flood Insurance applications, Elevation Certificates will be required in A or V zones. This can cost a buyer between $300-700. This rate increase also could affect current policies 10% a year. Please visit FEMA’s website for more info as this is not all the changes to be aware of. Many of the affected Charleston properties are not necessarily those located along the beachfront, but are actually situated further back from the ocean or along a river. One of of the biggest factors would be the structure’s elevation. For example, a home built on stilts would likely have lower rates than a neighboring home...

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The Obama administration’s proposal to wind down Fannie Mae (FNMA) and Freddie Mac (FMCC) makes it clear that rental housing will be a big part of the changed housing landscape. Looking for a Property Manager to take care of your property? East Cooper Property Management (ECPM) is a professional management company that is owned and operated by the owners. Their mission is to manage the properties entrusted to them in  a manner that will maintain and enhance the value of those properties and result in the placement of responsible, long term tenants while developing relationships with owners and tenants that will be of benefit to all. ECPM has three  affordable service plans to cover every aspect of managing your rental property.  Call them today for a consultation. 843-709-8087   Read more about the rental and  housing market: http://www.foxbusiness.com/markets/2011/02/11/rental-market-big-housings-future/#ixzz1c0vf6i7x              ...

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Charleston area getting all kinds of Accolades

Charleston area getting all kinds of Accolades

By on Oct 14, 2011 in Best of Charleston, Charleston Restaurants, Creaturo & Associates Relocation Team | 0 comments

Recently the Charleston area has received many awards and recognition. Yeterday it was announced that Mount Pleasant and Hanahan are the grand winners of South Carolina’s safest communities awards by the Foundation for Traffic Safety of AAA Carolinas.  This year Charleston dethroned San Francisco as the best city in the US  according to Conde Nast Traveler Magazine. And as I posted earlier Husk Restaurant was named Bon Appétit magazine’s September 2011 issue best new restaurant. So if your looking for a wonderful city to call home on the east coast,  look no further. Dreaming about perfect weather? We have that too.  You really need to consider a visit to Charleston South Carolina and anytime of the year is perfect.  We have art, excellent restaurants, shopping and several farmers markets, golf, boating, fishing, history, and the beaches. All we need now is...

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